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Understanding the Financial Impact: Is Your Home an Asset or a Liability?
The question of whether a home is an Asset, or a Liability has long been debated. However, the answer is not always either or!
Neil Joseph
Mar 16, 20247 min read
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Essential Tips for Managing Financial Strain in Retirement
For many financial strain in retirement can cast a shadow over this period of life. Some practical tips to help make a difference.
Neil Joseph
Mar 16, 20243 min read
11 views
0 comments


Transform Your Mortgage into a Wealth-Building Tool
Loan Conversion leverages the tax-deductibility of investment loans to accelerate payoff of mortgage while building wealth at the same time.
Neil Joseph
Mar 16, 20243 min read
41 views
1 comment


Debunking Misconceptions: Understanding Reverse Mortgages
Notion of considering a reverse mortgage might trigger feelings of failure in retirees. Let's dissect this notion about reverse mortgages.
Neil Joseph
Mar 15, 20243 min read
4 views
0 comments


What if Interest Rate on Reverse Mortgage Outpaces Price Appreciation Rate?
If interest rate on reverse mortgage outpaces price appreciation rate of the home, borrowers may find themselves facing some tough decisions
Neil Joseph
Mar 13, 20244 min read
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0 comments


Is It Wise to Have a Mortgage in Retirement?
Should you carry a mortgage into retirement years, or prioritize paying it off before retiring?
Neil Joseph
Mar 12, 20243 min read
3 views
0 comments


Navigating Your Mortgage Renewal: Best Practices for Homeowners
Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.
Neil Joseph
Mar 5, 20242 min read
13 views
0 comments


House Hacking: Is this the way to Affordable Homeownership?
In today’s era where homeownership seems like an unattainable dream for many Canadians, the concept of "house hacking" is a beacon of hope.
Neil Joseph
Feb 28, 20243 min read
11 views
0 comments


Navigating Reverse Mortgages: A Comprehensive Guide for Canadian Seniors
In an era where financial planning is becoming increasingly complex, reverse mortgages have emerged as a viable option for Canadian seniors.
Neil Joseph
Feb 12, 20246 min read
12 views
0 comments


Does it make sense to purchase a property on assignment?
Is there an opportunity to profit when purchasing a property on assignment? This could be your opportunity to buyout a stressed seller.
Neil Joseph
Feb 6, 20233 min read
9 views
0 comments


Should you panic if thousands of pre-construction units are closing in 2023?
Panic not! Explore your options if you're a pre-construction unit buyer in 2023. Learn how to navigate the situation without panicking.
Neil Joseph
Jan 20, 20235 min read
16 views
0 comments


Your Mortgage Playbook for 2022-23
Discover actionable steps for expertly managing your mortgage decisions in this playbook for 2022-23.
Neil Joseph
Oct 20, 20227 min read
35 views
0 comments
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