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BoC Pauses Rate Cuts: Prime Rate Steady at 4.95% in April 2025
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 167 min read
26 views
0 comments
Prime Rate drops to 4.95%: 7th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Mar 127 min read
7 views
0 comments
Prime Rate drops to 5.20%: 6th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jan 295 min read
13 views
0 comments
Prime Rate drops to 5.45%: 5th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Dec 11, 20246 min read
6 views
0 comments
Prime Rate drops to 5.95%: 4th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Oct 23, 20247 min read
3 views
0 comments
Prime Rate drops to 6.45%: 3rd Reduction since June
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Sep 4, 20246 min read
2 views
0 comments
Prime Rate drops to 6.70%: 2nd Reduction within 8 weeks
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jul 24, 20245 min read
14 views
0 comments
Planning for a Fulfilling Retirement: Checklist for last 10 years before Retirement
Retirement might appear like a distant dream but requires long term preparation. Becomes paramount in the last 10 years before retirement.
Neil Joseph
Jul 22, 20243 min read
5 views
0 comments
Making the Most of a Mortgage-Free Retirement
Nearing Retirement and being mortgage-free, you're standing on the threshold of a new chapter in your life, but how do you navigate further?
Neil Joseph
Jul 22, 20243 min read
0 views
0 comments
Navigating Retirement with a Mortgage: Financial Strategies for Peace of Mind
For many retiring in a mortgage-free home is just a dream. But, with planning and prudent financial decisions, you can still navigate it.
Neil Joseph
Jul 22, 20243 min read
0 views
0 comments
Prime Rate drops to 6.95%: 1st Reduction in over 4 years
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jun 5, 20244 min read
7 views
0 comments
A Comprehensive Comparison: HELOC vs. Reverse Mortgage vs. Downsizing
Home Equity Line of Credit (HELOC), Reverse Mortgage, and Downsizing are key equity release options available to homeowners in retirement.
Neil Joseph
Apr 15, 20245 min read
12 views
0 comments
Prime Rate at 7.20%: Changing course?
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 10, 20244 min read
19 views
0 comments
Understanding the Financial Impact: Is Your Home an Asset or a Liability?
The question of whether a home is an Asset, or a Liability has long been debated. However, the answer is not always either or!
Neil Joseph
Mar 16, 20247 min read
35 views
0 comments
Is It Wise to Have a Mortgage in Retirement?
Should you carry a mortgage into retirement years, or prioritize paying it off before retiring?
Neil Joseph
Mar 12, 20243 min read
3 views
0 comments
Navigating Reverse Mortgages: A Comprehensive Guide for Canadian Seniors
In an era where financial planning is becoming increasingly complex, reverse mortgages have emerged as a viable option for Canadian seniors.
Neil Joseph
Feb 12, 20246 min read
12 views
0 comments
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