#downpayment | Home 'N Mortgage

Neil Joseph

Oct 152 min read

Big News for First-Time Homebuyers: 30-Year Amortization for Insured Mortgages is Here!

30-year amortizations for first-time buyers are here! See how this change impacts affordability and your path to homeownership.

Neil Joseph

Oct 153 min read

Federal Government Says “Let’s Make It Rain” with New $1.5 Million Insured Mortgage Limit!

The insured mortgage limit is now $1.5 Million! Find out how this impacts first-time buyers and what it takes to qualify.

Neil Joseph

Oct 43 min read

Insurance Essentials: What You Need to Know

Various types of insurance come into play when you buy a home, each serving a distinct role in safeguarding both property and your finances.

Neil Joseph

Jul 223 min read

Buying a Home after Consumer Proposal or Bankruptcy

Past Bankruptcy or Consumer Proposal can make navigating the journey to homeownership even more difficult. Learn about steps you can take.

Neil Joseph

Jul 222 min read

Every Penny Counts: How FHSA Can Transform Your Path to Homeownership

First Home Savings Account (FHSA) offers a host of benefits designed to make saving for your first home more accessible and rewarding.

Neil Joseph

Jul 224 min read

Navigating the Mortgage Maze: Tips for the Self-Employed

Being self-employed can bring numerous advantages, but it also presents unique financial challenges like with qualifying for a mortgage.

Neil Joseph

Apr 83 min read

Exploring Downpayment Assistance programs for Homebuyers

Young Canadians desire homeownership but struggle with down payment savings. Downpayment assistance programs can make a difference!

Neil Joseph

Mar 162 min read

Navigating Bidding War When Buying a Home

Home Buyers often find themselves caught in bidding wars wherein multiple buyers compete for the same property, driving up the prices.

Neil Joseph

Feb 124 min read

Buying a Home or Renting: Pros and Cons You Need to Know

In this blog post, we will explore the pros and cons of buying a home against renting to help you make an informed decision.