#CPP | Home 'N Mortgage

Neil Joseph

Jul 223 min read

Planning for a Fulfilling Retirement: Checklist for last 10 years before Retirement

Retirement might appear like a distant dream but requires long term preparation. Becomes paramount in the last 10 years before retirement.

Neil Joseph

Jul 223 min read

Making the Most of a Mortgage-Free Retirement

Nearing Retirement and being mortgage-free, you're standing on the threshold of a new chapter in your life, but how do you navigate further?

Neil Joseph

Jul 223 min read

Navigating Retirement with a Mortgage: Financial Strategies for Peace of Mind

For many retiring in a mortgage-free home is just a dream. But, with planning and prudent financial decisions, you can still navigate it.

Neil Joseph

Mar 163 min read

Essential Tips for Managing Financial Strain in Retirement

For many financial strain in retirement can cast a shadow over this period of life. Some practical tips to help make a difference.

Neil Joseph

Mar 153 min read

Debunking Misconceptions: Understanding Reverse Mortgages

Notion of considering a reverse mortgage might trigger feelings of failure in retirees. Let's dissect this notion about reverse mortgages.

Neil Joseph

Mar 134 min read

What if Interest Rate on Reverse Mortgage Outpaces Price Appreciation Rate?

If interest rate on reverse mortgage outpaces price appreciation rate of the home, borrowers may find themselves facing some tough decisions

Neil Joseph

Mar 123 min read

Is It Wise to Have a Mortgage in Retirement?

Should you carry a mortgage into retirement years, or prioritize paying it off before retiring?

Neil Joseph

Feb 283 min read

House Hacking: Is this the way to Affordable Homeownership?

In today’s era where homeownership seems like an unattainable dream for many Canadians, the concept of "house hacking" is a beacon of hope.

Neil Joseph

Jan 20, 20235 min read

Should you panic if thousands of pre-construction units are closing in 2023?

Panic not! Explore your options if you're a pre-construction unit buyer in 2023. Learn how to navigate the situation without panicking.