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BoC Pauses Rate Cuts: Prime Rate Steady at 4.95% in April 2025
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 167 min read
26 views
0 comments
Penalty on breaking a Fixed-Rate Mortgage: The Costly Truth
Thinking of breaking your fixed-rate mortgage? It could cost you tens of thousands in penalties—especially if you're with a big bank. Learn
Neil Joseph
Apr 56 min read
4 views
0 comments
Prime Rate drops to 4.95%: 7th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Mar 127 min read
7 views
0 comments
Prime Rate drops to 5.20%: 6th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jan 295 min read
13 views
0 comments
Prime Rate drops to 5.45%: 5th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Dec 11, 20246 min read
6 views
0 comments
Prime Rate drops to 5.95%: 4th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Oct 23, 20247 min read
3 views
0 comments
Advanced Techniques: Supercharging Your Mortgage Pay Down
Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.
Neil Joseph
Oct 4, 20244 min read
4 views
0 comments
Prime Rate drops to 6.45%: 3rd Reduction since June
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Sep 4, 20246 min read
2 views
0 comments
Prime Rate drops to 6.70%: 2nd Reduction within 8 weeks
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jul 24, 20245 min read
14 views
0 comments
Prime Rate drops to 6.95%: 1st Reduction in over 4 years
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jun 5, 20244 min read
7 views
0 comments
A Comprehensive Comparison: HELOC vs. Reverse Mortgage vs. Downsizing
Home Equity Line of Credit (HELOC), Reverse Mortgage, and Downsizing are key equity release options available to homeowners in retirement.
Neil Joseph
Apr 15, 20245 min read
12 views
0 comments
Prime Rate at 7.20%: Changing course?
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 10, 20244 min read
19 views
0 comments
Prime Rate at 7.20%: Staying put?
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
Neil Joseph
Mar 6, 20244 min read
9 views
0 comments
Timing the Market: Stick with Variable Rate or Switch to Fixed Rate?
Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?
Neil Joseph
Mar 5, 20242 min read
21 views
0 comments
Prime Rate steady at 7.20%: Likely the Top
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
Neil Joseph
Dec 6, 20234 min read
10 views
0 comments
Prime Rate steady at 7.20%: Is this the peak?
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
Neil Joseph
Oct 25, 20233 min read
5 views
0 comments
Prime Rate steady at 7.20%: A Sigh of Relief
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
Neil Joseph
Sep 6, 20234 min read
5 views
0 comments
Navigating Mortgage Renewal: A Roadmap to Financial Prudence
A mortgage nearing maturity or renewal has long been regarded as a routine financial checkpoint but it could be different this time around.
Neil Joseph
Sep 5, 20234 min read
12 views
0 comments
Prime Rate has increased to 6.95%
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
Neil Joseph
Jun 7, 20234 min read
12 views
0 comments
BoC leaves Prime Rate unchanged at 6.70%
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
Neil Joseph
Apr 12, 20233 min read
10 views
0 comments
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