Neil Joseph
Big News for First-Time Homebuyers: 30-Year Amortization for Insured Mortgages is Here!
30-year amortizations for first-time buyers are here! See how this change impacts affordability and your path to homeownership.
top of page
Search
Neil Joseph
Oct 153 min read
Federal Government Says “Let’s Make It Rain” with New $1.5 Million Insured Mortgage Limit!
The insured mortgage limit is now $1.5 Million! Find out how this impacts first-time buyers and what it takes to qualify.
1 view0 comments
Neil Joseph
Oct 44 min read
Advanced Techniques: Supercharging Your Mortgage Pay Down
Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.
4 views0 comments
Neil Joseph
Oct 43 min read
Insurance Essentials: What You Need to Know
Various types of insurance come into play when you buy a home, each serving a distinct role in safeguarding both property and your finances.
1 view0 comments
Neil Joseph
Jul 225 min read
The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
0 views0 comments
Neil Joseph
Jul 223 min read
Avoiding Buyer's Remorse: 10 Tips for Homebuyers
Many homebuyers find themselves facing buyer's remorse after buying their home. First time home buyers can follow 10 tips to stay safe.
0 views0 comments
Neil Joseph
Jul 172 min read
Buying a Property: HST Rebates for New Homes
Rebates are available from Federal and Ontario governments to reduce the burden of 13% HST when purchasing a new property from the builder.
4 views0 comments
Neil Joseph
Apr 155 min read
A Comprehensive Comparison: HELOC vs. Reverse Mortgage vs. Downsizing
Home Equity Line of Credit (HELOC), Reverse Mortgage, and Downsizing are key equity release options available to homeowners in retirement.
4 views0 comments
Neil Joseph
Mar 163 min read
Untangling the Debate: Is Your Home an Asset, a Liability, or Both?
The question of whether a home is an Asset, or a Liability has long been debated. However, the answer is not always either or!
9 views0 comments
Neil Joseph
Mar 162 min read
Navigating Bidding War When Buying a Home
Home Buyers often find themselves caught in bidding wars wherein multiple buyers compete for the same property, driving up the prices.
9 views0 comments
Neil Joseph
Feb 124 min read
Buying a Home or Renting: Pros and Cons You Need to Know
In this blog post, we will explore the pros and cons of buying a home against renting to help you make an informed decision.
23 views0 comments
bottom of page