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BoC Pauses Rate Cuts: Prime Rate Steady at 4.95% in April 2025
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 167 min read
26 views
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Penalty on breaking a Fixed-Rate Mortgage: The Costly Truth
Thinking of breaking your fixed-rate mortgage? It could cost you tens of thousands in penalties—especially if you're with a big bank. Learn
Neil Joseph
Apr 56 min read
4 views
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Prime Rate drops to 4.95%: 7th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Mar 127 min read
7 views
0 comments


Prime Rate drops to 5.20%: 6th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jan 295 min read
13 views
0 comments


Prime Rate drops to 5.45%: 5th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Dec 11, 20246 min read
6 views
0 comments


Prime Rate drops to 5.95%: 4th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Oct 23, 20247 min read
3 views
0 comments


Big News for First-Time Homebuyers: 30-Year Amortization for Insured Mortgages is Here!
30-year amortizations for first-time buyers are here! See how this change impacts affordability and your path to homeownership.
Neil Joseph
Oct 15, 20242 min read
3 views
0 comments


Federal Government Says “Let’s Make It Rain” with New $1.5 Million Insured Mortgage Limit!
The insured mortgage limit is now $1.5 Million! Find out how this impacts first-time buyers and what it takes to qualify.
Neil Joseph
Oct 15, 20243 min read
2 views
0 comments


Advanced Techniques: Supercharging Your Mortgage Pay Down
Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.
Neil Joseph
Oct 4, 20244 min read
4 views
0 comments


Insurance Essentials: What You Need to Know
Various types of insurance come into play when you buy a home, each serving a distinct role in safeguarding both property and your finances.
Neil Joseph
Oct 4, 20243 min read
7 views
0 comments


Prime Rate drops to 6.45%: 3rd Reduction since June
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Sep 4, 20246 min read
2 views
0 comments


Prime Rate drops to 6.70%: 2nd Reduction within 8 weeks
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jul 24, 20245 min read
14 views
0 comments


Planning for a Fulfilling Retirement: Checklist for last 10 years before Retirement
Retirement might appear like a distant dream but requires long term preparation. Becomes paramount in the last 10 years before retirement.
Neil Joseph
Jul 22, 20243 min read
5 views
0 comments


Buying Your Dream Home: 10 Essential Steps to Homeownership
Buying your home requires careful planning and preparation. Learn about the 10 essential steps to homeownership to make your journey smooth
Neil Joseph
Jul 22, 20244 min read
5 views
0 comments


Navigating Homeownership: Are you New to Canada?
People who are New to Canada may face some unique hurdles while buying a home. This blog offers a pathway to navigating this journey.
Neil Joseph
Jul 22, 20246 min read
4 views
0 comments


Mastering Tenant Selection: Expert Tips from An Experienced Investor
Success in real estate begins with strategic tenant selection and so here are 7 tips based on years of hands-on experience in real estate.
Neil Joseph
Jul 22, 20242 min read
2 views
0 comments


Investing in Real Estate: Financial Measures and Ratios
Assessing the performance of real estate through various financial ratios and measures is crucial to successful real estate investing.
Neil Joseph
Jul 22, 20244 min read
7 views
0 comments


Avoiding Financial Turbulence: A Guide to Cash Flow Management and Budgeting
In today's economic climate, it is even more important to manage cash flow and budget effectively for both individuals and families alike.
Neil Joseph
Jul 22, 20243 min read
5 views
0 comments


Making the Most of a Mortgage-Free Retirement
Nearing Retirement and being mortgage-free, you're standing on the threshold of a new chapter in your life, but how do you navigate further?
Neil Joseph
Jul 22, 20243 min read
0 views
0 comments


The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
Neil Joseph
Jul 22, 20245 min read
0 views
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